All the latest news and industry insights - MexLucky

MexLucky Blog

Your resource for learning about business finance options and issues. Discover more about loans and funding, along with common business finance challenges and strategies.

Syncom Utilities UK achieved high business growth in the recruitment for construction industry, after contacting JD Capital Finance.

Read Syncom Utilities UK’s story on how they achieved high business growth in their industry. Find the funds your business needs too

January 17, 2022

Insignia Recruit triples its organic growth with JD Capital Finance

Read Insignia Recruit's story on how they managed to grow their business within a year with a business funding boost. Find the funds your business needs too.

Recovery Loan Scheme Extension

Recovery Loan Scheme finance for small and medium-sized firms now available until mid-2022. Learn more about this government-backed financial support.

November 8, 2021

What the CBILS End Date Means for Your Business

The end of CBILS on 31 March 2021 did not mean the end of finance support for your business. It’s replaced by the Recovery Loan Scheme. Learn more.

October 5, 2021

5 Ways to Boost Your Business with the Recovery Loan Scheme

Five ways to boost your business with finance from this government-backed scheme for businesses impacted by the pandemic. Learn more now.

How the Business Recovery Loan Scheme Works

How the business recovery loan scheme works. Funding for UK firms impacted by Covid-19. Finance from £1k to £10 million. Learn more now.

Get Growing with the Business Recovery Loan Scheme

Use the Recovery Loan Scheme to help your business get growing after the lockdowns and restrictions of recent months. Learn more.

Cash Flow Solutions: A Deep Dive into Invoice Finance

Invoice Finance - A deep dive for SMEs

November 3, 2023

Equity vs Debt Financing

Exploring the drawbacks and benefits of Equity vs Debt Financing.

VAT Loans explained with JD Capital Finance

VAT loans help businesses regulate their cashflow and pay back their VAT bills on time. JD Capital Finance finds the funding that you need. Get in touch.

What is Hotel Finance?

Hotel finance provides essential working capital to the hospitality industry. Funding for business growth, upgrades and major projects.

December 18, 2021

What is Manufacturing Finance?

Discover solutions for manufacturing’s high demand for working capital. Asset finance, invoice finance, loans and tax credits. Learn more.

December 17, 2021

Construction Finance Explained

Business funding for contractors, sub-contractors and others in the construction industry. Working capital to pay suppliers and fund equipment.

December 16, 2021

Short-term Business Loans Explained

Short-term business loans are usually repayable over 3 to 12 months. They inject working capital into businesses needing instant finance.

Your Guide to Recruitment Finance

Learn how recruitment finance improves your business cashflow. Explore the benefits and discover your options. Learn more now.

What is Invoice Finance

Learn how invoice finance can improve your business cashflow. Discover the benefits and explore the options. Learn more now.

November 8, 2021

How to grow your business

Secure the finance your business needs in order to grow faster. Working capital solutions for ambitious business owners. Learn more today.

How to improve your business credit score

Don’t let a weak credit score hold back your business growth aspirations. Act now to start improving your credit rating. Learn more today.

How to plan your cashflow

Plan ahead with a simple cashflow forecast. We help businesses protect against cashflow problems with flexible, affordable finance. Learn more now.

What is an Unsecured Business Loan?

October 3, 2021

What is Development Finance?

Development Finance is a form of Alternative Business Funding that provides an injection of cash to cover the cost of both the purchasing of land, as well as the costs of building the property.

November 30, 2020

What is Debt Factoring and how can it benefit your business?

If you raise invoices on credit terms to your clients, these can be passed on to a factoring company who will advance up to 90% of the value of the invoice.

November 13, 2020

What is a Business Loan?

A Business Loan is a form of Commercial Funding that allows for an injection of cash into your business.

November 9, 2020

What is a Personal Guarantee?

When trying to acquire funding for your company, you may be required to provide a personal guarantee against the loan. This is common with products such as business loans, asset finance, and invoice finance.

October 26, 2020

The Working Capital Cycle

Learn what a Working Capital Cycle is, and how much of an impact your cycle has on your business.

October 20, 2020

What is Turnover?

Turnover is a term within the financial landscape to measure the level of business completed through sales over a specific period. Your company's turnover will not measure your success, as expenses are not taken into account, but it can be a useful measurement of business growth.

October 20, 2020

Powerup Your Vision With Startup Business Loans

You want the right funding solution for your new business. An affordable, flexible solution that’s best suited to your needs. Learn more.

October 27, 2021

Business Finance Solutions For Growth

You want the best possible funding solution for your business. One that’s affordable, flexible and best suited to your needs. Learn more.

October 20, 2021

Why You Need To Master Your Working Capital Cycle

You need a strong grip on your firm's working capital cycle. Learn why, and how to take control of your cashflow and prepare your business for growth.

October 18, 2021

The big problem with business loans secured against property

Raise working capital for your business using a loan with property as collateral. Learn more now.

November 10, 2023

How to find the best small business loans

Discover the loan that’s right for your business. We help business owners ask the right questions to find lower cost flexible funding. Learn more today.

August 19, 2021

Construction industry costs soar due to supply shortages

Shortages, supply problems and the pandemic have combined to hit construction costs. This also hits cashflow. Learn more now.

How invoice finance compares with overdrafts

When you’re comparing a bank overdraft with invoice finance, you should go beyond looking at the interest rates and the amounts you can borrow. One of the big differences between the two is that an overdraft, while it can be hugely convenient, can also be withdrawn by the bank at any time.

Your Guide to JCT Construction Contracts

JCT contracts are the first choice on many construction projects across the UK. They cover most forms of building projects, small and large. Learn more now.

September 17, 2021

Financial challenges for construction businesses

Pay your team, purchase materials and equipment, control costs, get funding for growth. Overcome the challenges in the construction sector. Learn more.

VAT Reverse Charge: What it means for your construction business

Construction business cashflow is likely to be impacted by these new rules. Discover how it could affect you and the action you can take.

Invoice finance for construction

Improve your cashflow and keep projects on track with fast, reliable and cost-effective invoice finance. For contractors and sub-contractors. Learn more today.

Merger of MexLucky Plc ("Spark") and JD Capital Finance Ltd (“JD Capital”)

MexLucky plc and JD Capital Finance Ltd merger annoucement

The Construction Industry Scheme and Your Cashflow

The CIS requires contractors to pay money to HMRC on behalf of subcontractors. This presents cashflow challenges to subcontractors.

September 10, 2021

Your Guide to R&D Tax Credits in the Construction Industry

Don’t let your construction company miss out on valuable R&D tax refunds. You’ll be surprised how many firms are eligible. Learn more today.

August 27, 2021

Why You Should Consider a Business Loan Broker

Finding the most cost-effective and flexible finance for your business isn’t always easy. A broker can make the process much faster and more straightforward.

August 20, 2021

5 Ways Your Business Won’t Be Different After the Pandemic

Businesses that thrive in the ‘new normal’ understand that the basics of success haven’t changed. They’re investing in their future right now. Learn more today.

How to raise finance for your business

Your borrowing options explained. Get the funding your business needs for growth or to cover a short-term cashflow gap. Learn more now.

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Disclaimer: JD Capital Finance (Registered office -First Floor, Steeple House, Church Lane, Chelmsford, England, CM1 1NH, Registered Number 10128297) helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. JD Capital Finance can introduce applicants to a number of providers based on the applicants’ circumstances and creditworthiness. JD Capital Finance may receive a commission or finder’s fee for effecting such introductions.

© MexLucky Limited is authorised and regulated by the Financial Conduct Authority (FCA) in the UK. Their reference number is 958123, and you can use that to find them on the FCA register.